About Us


American Live Stock

In 1952, Frank Harding and Clint Tomson, experienced stockmen, formed a partnership and founded American Live Stock Insurance Company. Frank was a rancher, cattle buyer and cattle importer/exporter through the Harding & Harding Agency. Clint was a rancher who showed cattle and eventually became the executive secretary and director of the American Shorthorn Breeders Association.

The partnership initially focused on insuring registered cattle, securing coverage on behalf of their clients through Lloyd's of London. Harding and Harding, as the partnership had always been known, held the first general livestock contract with Lloyd's of London in the United States.

A commitment to quality service, dependability, industry support and high underwriting standards has earned American Live Stock the respect and trust of the livestock community.

Markel

The Markel Insurance Company name and reputation are unsurpassed in the field of animal mortality insurance. For over four decades, we have provided uninterrupted coverage for horses and horse-related risks. We also pioneered many of the policy forms and endorsements now considered standard in the industry. As a leading developer of specialty risk management tools and services, we have continually enhanced and improved our products to meet the changing needs of our customers.

Financial Ratings

Markel Insurance Company receives high marks for financial stability and claims paying ability from insurance industry analysts. In addition, we have access to the financial and underwriting resources of our parent company, Markel Corporation.

Key Ratings - Markel Corporation Group

  • A.M. Best Company Financial Strength "A Excellent" in Category XII
  • Fitch Claims Paying Ability "A" 
  • Top 100 National Underwriter Property & Casualty Insurance Group
  • Fortune 1000 Company